New Year Resolution- Move to Sunny Florida

Is one of your New Year’s Resolutions to escape the cold, winter months and move to sunnier skies in Central Florida? One of the keys to making the home-buying process easier is planning for the purchase of your retirement home in Florida. Planning will help you discover valuable information in the home-buying process. Resolve to achieve home ownership in 2020 in a beautiful 55+ community in Florida like Traditions at Lake Ruby, Lake Ashton, Vienna Square in Winter Haven or the Estates of Carlsberg in Lake Wales.

Resolution #1: Decide What You Want.
Decide what type of home you are looking for (RV home, Single family home in Vienna Square, Condo in Lake Ashton, Villa style or Cottage style home in Traditions). Determine your price range, size, and where in a 55+ community in Florida you would like to have your home located(golf course, lake/water view, preservation area, etc.) Spend a lot of time thinking about what you want, and contact Lori Blackburn Raath, a real estate agent with Lake Ashton Realty, Inc. to help you choose a home in a 55+ community in Florida, where you can live happily for several years.

Resolution #2: Get Your Finances in Order
Are your finances in order? Will you purchase your resale home in a Florida Active Adult community with cash or will you finance the home with a Conventional, VA, FHA, or HECM loan? Once you have an idea of what you are looking for it’s time to determine what you can afford. How much do you have available for a down payment? What is your monthly budget? If you are financing the home, you should start the mortgage process before putting an offer on a home. By meeting with lenders, like David Thornton with Element Funding or Chris Bruser for a Home Equity Conversion loan, you will determine which programs best meet your needs and how much you can afford.

Resolution #3: Make an Offer.
Once you’ve found a resale home in a 55+ community in Florida, you need to make an offer on the home. A Buyer can accept the listed price and create a contract; or suggest different terms. If you choose the last option, the seller may accept, reject or make a counter-offer. Don’t get weary in the process. If you love the home, put forth your best effort.

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